.
.

Saturday, December 10, 2016

CIMB Home Loan


Buying a house is one of the biggest financial commitments we make in our lives. With a CIMB Bank home loan, you can turn a house-buying mission into a house-warming celebration in no time.

Requirements
Visit any of our branches nearest to you and bring along the following documents for applications.
National Identification Document (NID) / Identity Document Issued by an official authority
Sales and Purchase Agreement of the property
Income evidence i.e. Employment Letter, Salary Slips, Bank Statement, and/or other relevant documents

Our Relationship Managers will be more than happy to assist in your application.

Conditions

Individual and joint ownership (Cambodian only)
Age for applicant : 18 years – 65 years
Fire Insurance is required to protect your property


Fees & Charges

Types of ChargesCharges


Insurance, Valuation & Legal Fees

Borned by the customer


Processing Fees

1% on total loan amount (Minimum USD1,000)

More info http://www.cimbbank.com.kh/en/personal/products/loans/homeloan.html


ABA Simple loan

Do you own a microbusiness and want to make it work better for you and bring more profit? Then why not to apply for ABA Simple Loan? You can borrow up to 30,000 USD with attractive rates for up to 7 years. We will also offer you our refinance service if you are an existing borrower and want to improve your loan conditions!

Conditions

Loan amountFrom 5,000 – 30,000 USD
Loan termFrom 5 – 7 years
Repayment modeFlexible repayment options
Grace periodUp to 3 months

What type of collateral do I need to provide?

You can provide the following collateral to the Bank:
Mandatory 
  • Real estate property (Soft or Strong title) or
  • Store ownership Certificate under own name
Optional
  • Third Party, corporate and bank guarantees
  • Another type of collateral, negotiable with the Bank
You don’t need to register the strong title collateral at Cadastral office for loans under 30,000 USD!

Interest rate (per month)

Loan amount, USDStrong titleSoft titleStore Ownership
>5,000 – 10,0001.3% and above1.4% and above1.4% and above
>10,000 – 20,0001.2% and above*1.3% and above1.3% and above
>20,000 – 30,0001.15% and above*1.25% and aboveNot applicable
* For loans above 10,000 up to 30,000 USD if you register the title deed at Cadastral Office, minimum interest rate of 1.1% per month can be offered!

If you are interested in making your monthly loan repayments lower, ABA Bank offers Refinancing service.We can provide you with a loan on lower rates and longer terms, so you will save your money and will be able to invest more in your business on better conditions and hassle-free!
Once your application is approved by ABA, you can pay off your current loan including any early repayment charges and even get an opportunity to apply for an additional loan. Our professional loan officers will take care of all process for switching your loan from your previous financial institution within one business day.
Just call or meet one of our loan officers, who will provide you with an advice and help you to decide whether refinancing is right for you.
More info https://www.ababank.com/business/loans/simple-loan/

Canadia Bank home loan

Canadia Bank Home Loan provides you with options so you can make an informed home financing decision. Our home loan advisors are here to answer your questions and help you through every step.

What can I use a Canadia Bank home loan for?
You can:
  • Finance your new home
  • Refinance your home loan to our lower interest rate
  • Finance improvements and renovations to your home
  • Finance construction of your new home on your purchased land
  • Finance your children's education
Loan Features:
  • Tenor: up to 180 months
  • Loan facility: up to 70% of property value
Benefits:
  • Flexible repayment
  • Competitive interest rates and fees
  • Easy monthly installments
  • No hidden costs
Can I afford a home loan from Canadia Bank?
Canadia Bank offers home loans up to 70% of the total price of your home. Based on 9.5% interest per annum for 15 year tenor, your approximate monthly installments based on the below loan amounts will be:
Loan Amount (USD)Monthly Installment (USD)
$10,000$106
$50,000$527
$100,000$1,054
$150,000$1,583
$200,000$2,107

Example:
  • Loan Amount: $150,000
  • Tenor: 180 months
  • Interest: 9.5%
  • Your monthly installment will be approximately $1,583

If you wish to know more about how much you can afford to borrow, how much the payments will be, or how long it will take to pay off the loan, please Click Here.

ANZ Royal Bank Home Loans

With an ANZ Royal Bank Home Loan, owning your first home is just so easy. You can borrow up to 60% of the home value with up to 20 years repayment term at a low and competitive rate.

ANZ Royal Bank Home Loan, another innovative solution to make your life easy.

ANZ Royal Bank Home Loan at a glance

All ANZ Royal Bank Home Loans will be denominated in United States Dollars (USD).
Interest rate - 10% p.a. (variable)
Redraw facility
Maximum loan amount is 60% of the property valuation
Maximum loan term of 20 years
Loan from USD20,000 – USD3,000,000
3% for lump sum payment within the first three years
Loan approval fee of 1% of loan amount
Other associated costs – One time fees payable when Letter of Offer is issued except insurance
Property valuation $100-150*
Document arrangement fee $200
Mortgage registration $180- $250*
Fire insurance (must be renewed annually).

Just ONE easy step to apply for ANZ Royal Bank Home Loan.

Call our Lending Managers on our ANZ Royal Home Loan hotline at 092 670 300 or 092 670 400 for assistance.

More info http://anzroyal.com/en/personal/lending/home-loans/?pid=scl-pbr-ad-hp-sep11-homeloan